Lender Partnership Program

Qualified deal flow.
Zero cold calls.
Direct to you.

Lenders Access routes pre-qualified, broker-submitted deals to your desk — matched to your exact program criteria. You set the parameters. We do the sourcing. You fund the deals that fit.

1,700+
Active Broker Partners
$325M+
Capital Deployed
25,145
Loans Funded
97%
Deal Match Rate
No per-deal referral fees
Full program criteria control
Live in the routing engine in 5 days
Month-to-month — no commitment
Lender Partnership Inquiry
Our partnerships team responds within one business day.








    Or email us directly: submit@lendersaccess.com
    No contracts required to start. A real person reviews every application.

    1,700+
    Broker Partners
    Submitting qualified deals daily
    $325M+
    Capital Deployed
    Across all program verticals
    97%
    Deal Match Rate
    Qualifying offer within 24 hours
    100+
    Direct Lender Partners
    Already in our routing engine
    Why Partner With Us

    Deals come to you. You don't chase them.

    The old way meant cold calls, trade shows, and hoping a broker remembered your name. Lenders Access flips that entirely.

    Core Advantage
    Pre-Qualified Flow

    Deals That Fit Your Box — Only

    Every submission in our network goes through a vetted, trained broker. Our routing engine matches your program criteria before a deal ever reaches your desk — industry exclusions, FICO floors, geography, deal size. If it doesn't fit, you never see it.

    • Program criteria matched before routing
    • No incomplete or unqualified submissions
    • Your underwriters only review what matters
    Become a lender partner →
    National Broker Network

    Volume Without Building a Sales Team

    Access a national broker network instantly — without hiring a single business development rep. Lenders Access handles all broker sourcing, vetting, onboarding, and file preparation. Your team only sees deals that are ready to underwrite.

    • No BD headcount required
    • Clean files with all docs attached
    • We manage all broker communication
    See how routing works →
    Clean Economics

    No Cuts on Your Deal Economics

    Lenders Access makes money on broker-side subscription and network fees — not by taking a margin on your funded deals. Your rate, your terms, your advance amount. Commission flows from you directly to the broker at the split you agree to. No surprise deductions.

    • Zero per-deal fees to Lenders Access
    • You set your own terms and pricing
    • Direct lender economics on every deal
    View partnership economics →
    The Process

    From broker submission to your desk in hours.

    A streamlined four-stage process that eliminates friction on both ends. Brokers submit once. You receive matched, pre-packaged files.

    1
    Broker Submits
    Broker submits one universal application and all supporting documents through the Lenders Access platform. Their dedicated account manager reviews the file, stacks it for completeness, and prepares it for routing.
    2
    Routing Engine Matches
    Our algorithm evaluates the deal in real time against every lender's active program parameters. Deal size, industry type, FICO floor, time in business, geographic limits — the file only routes to you if it meets your criteria exactly.
    3
    You Receive the File
    A complete, clean submission arrives in your portal. All required documents attached. Deal summary pre-formatted. No back-and-forth with the broker — that's Lenders Access's job. Your underwriting team reviews what they need, nothing more.
    4
    Fund It. Keep the Relationship.
    Approve, counter, or decline. We handle all broker communication on your behalf. When the deal funds, the lender-borrower relationship belongs to you. Lenders Access doesn't insert itself between you and the renewal.
    Step 1 of 4 — Broker Submits

    One submission. Every relevant lender.

    Brokers submit once through the Lenders Access platform. Files with all pre-qual documentation go straight to the front of the routing queue. Your team never interacts with brokers directly — Lenders Access owns that relationship.

    1
    Universal application submission triggers full lender routing automatically
    Before vs. After

    What changes the day you join the network.

    Building broker volume the old way is slow, expensive, and unreliable. Here's what the partnership model replaces.

    Without Lenders Access

    Building Broker Volume the Hard Way

    • Cold calling ISOs and brokers with no established trust or relationship
    • Trade show presence required to stay visible in the broker community
    • Incomplete applications and missing stips from untrained brokers
    • Deals submitted by brokers who don't understand your program criteria
    • Constant back-and-forth with brokers for missing docs and clarifications
    • No central vetting — anyone can submit, quality is unpredictable
    • BD headcount required to maintain broker relationships at scale
    High CAC
    High cost of acquiring and retaining quality broker relationships without infrastructure
    With Lenders Access

    Qualified Deal Flow, Managed For You

    • Pre-qualified deal flow matched to your exact program parameters automatically
    • Complete files with all required docs — bank statements, applications, IDs
    • Deals only route to you if they fit your criteria — no mismatches
    • Lenders Access manages all broker communication, stip requests, follow-up
    • No BD headcount required — access 1,700+ brokers without a single hire
    • Monthly performance reporting — know your exact volume and approval rate
    • You retain the funded relationship — renewals belong to you
    Zero BD Overhead
    Access a national broker network without building a team to manage it
    Why Lenders Access

    Built around one principle: clean deals to serious lenders.

    "The deals that come through Lenders Access are cleaner than anything we source independently. Complete packages, correct stips, brokers who actually understand their clients' financials."

    — Regional Lender Partner, Midwest
    Become a Lender Partner → See the process
    Merchant Identity Protected Until Funded
    The borrower's identifying information is fully redacted from submissions until an offer is selected. Lender agreements prohibit direct contact or circumvention of any kind.
    Program Criteria Updated in Real Time
    Change your underwriting parameters anytime through your lender portal. Updates go live in the routing engine immediately — no waiting on manual configuration changes.
    Zero Broker Communication Required
    Stip requests, status updates, counter-offer relays — Lenders Access manages all broker-facing communication on your behalf. Your team only talks to paper, never to brokers.
    Monthly Performance Dashboard
    Volume, approval rate, funded amounts, deal velocity — reported monthly. Know exactly what you're getting from the partnership and where to optimize your criteria.
    Program Coverage

    Every deal type in our network.

    From MCA to SBA, equipment to CRE bridge — we have qualified submissions across every program vertical. You decide which ones route to you.

    Program Type Vertical Typical Deal Range Typical Terms Submission Speed
    CC Split / MCABusiness Funding$5K – $500K3–18 months Same day
    ACH / Bank-Only AdvanceBusiness Funding$5K – $500K3–18 months 24–48 hours
    SBA 7(a) LoanBusiness Funding$50K – $5M5–25 years 30–90 days
    Equipment FinancingBusiness Funding$10K – $2M12–84 months 2–5 days
    Invoice / AR FactoringBusiness Funding$25K – $5MRevolving 3–7 days
    Starter / Sub-FICO ProgramsBusiness Funding$5K – $50K3–12 months 24–72 hours
    CRE Bridge LoanCommercial Real Estate$500K – $30M6–36 months 7–21 days
    DSCR Rental / InvestmentCommercial Real Estate$75K – $5M30yr fixed / ARM 21–45 days
    Multifamily / Mixed-UseCommercial Real Estate$1M – $50M+5–30 years 30–60 days
    Construction LoanCommercial Real Estate$500K – $20M12–24 months 30–45 days
    Tell us your criteria and get matched to your deal type →
    What Lender Partners Say

    From the lenders already in our network.

    100+ direct lender relationships. Here's what they say about the quality and volume of deal flow from Lenders Access.

    "The deals that come through Lenders Access are cleaner than anything we source independently. Complete packages, correct stips, brokers who understand their clients. We've cut our underwriting review time by nearly half."

    DR
    David R.
    Underwriting Director · Midwest MCA Lender
    50% reduction in underwriting review time

    "We didn't have to build a broker outreach program. Lenders Access gave us immediate access to a national network and the volume ramped faster than any BD effort we'd done internally. Month two we were funding 3–4x what we projected."

    SP
    Sandra P.
    Capital Deployment Lead · Equipment Finance Lender
    4x projected volume in month two

    "Circumvention was always a concern with broker-sourced deals. Lenders Access has the tightest merchant protection agreements I've seen in this space. The redaction process and lender contracts give us real confidence in the relationship protection."

    MK
    Michael K.
    Managing Partner · CRE Bridge Lender, Southwest
    Zero circumvention incidents since joining
    Common Questions

    Straight answers before you partner.

    Call (888) 325-AXIS to talk through it with the partnerships team directly.

    What does it cost to join the lender network?
    +
    There are no fees charged to lender partners to join or participate in the Lenders Access network. We generate revenue through broker-side subscription and network fees. Lender economics are never touched — our model depends on deal volume, not on cutting into your margin.
    How do I set and update my program criteria?
    +
    Your program parameters are configured during onboarding with your dedicated Lenders Access partnerships manager. Changes can be made anytime through your lender portal and take effect in the routing engine immediately. You can update FICO minimums, deal size ranges, industry exclusions, geographic limits, and any other criteria at any time.
    What's in a typical submission package?
    +
    Every submission includes a completed application, 3–6 months of business bank statements, merchant processing statements where applicable, and any additional documentation relevant to the deal type. For CRE deals, this includes property details, operating statements, and appraisals where available. Our account managers verify completeness before any file is submitted to a lender.
    How is the borrower's identity protected?
    +
    Merchant identifying information is fully redacted from all submissions until an offer is accepted and the deal is in contracting. All lender partners sign agreements prohibiting direct contact with or circumvention of the borrower. The broker relationship is protected throughout the transaction and for the life of the renewal cycle.
    Is there exclusivity required?
    +
    No. Lenders Access does not require exclusivity from lender partners. You can continue working with other ISO networks, broker relationships, and origination channels simultaneously. The partnership is designed to be additive to your existing deal flow — not a replacement for it.
    What's the contract term?
    +
    The lender partnership is governed by a simple Memorandum of Understanding (MOU) and runs on a month-to-month basis. There are no long-term commitments or minimum volume requirements. If the partnership isn't delivering the deal flow you need, you can exit cleanly at any time with standard notice.
    How quickly can I get live in the routing engine?
    +
    Most lender partners are fully configured and live in the Lenders Access routing engine within 5 business days of completing their partnership onboarding. The process involves a short program criteria review, MOU execution, and routing configuration with your assigned partnerships manager.
    Do I need to interact with brokers directly?
    +
    No. Lenders Access manages all broker-facing communication on your behalf. Stip requests, status updates, counter-offer relays, and follow-up are handled by our account management team. Your underwriting team communicates only with Lenders Access — never directly with the submitting broker.
    Lender Partnership Program
    Start receiving qualified deal flow this week.
    Call us at (888) 325-AXIS or fill out the inquiry form — our partnerships team responds within one business day.
    Get Started

    Join the lender network. Live in 5 days.

    No upfront cost. No exclusivity. No minimum volume. Your dedicated partnerships manager reaches out within one business day to configure your program criteria and get you live in the routing engine.

    • No fees to join the lender network
      Lenders Access revenue comes from brokers — never from lender partners.
    • Program criteria configured before your first deal routes
      Your criteria go live in the routing engine before any submissions reach you.
    • Live in the routing engine within 5 business days
      Fast onboarding, no complex integrations required.
    • Month-to-month — no long-term commitment
      Simple MOU. Exit cleanly at any time with standard notice.
    Lender Partnership Application
    A real person reviews every inquiry — no automated responses.








      No contracts required to start. Month-to-month. A real person responds within one business day.