Intelligent Funding Infrastructure

One submission.
Every lender.
Every market.

Lenders Access routes your deal through 98+ programs across business funding, commercial real estate, and residential mortgage — automatically. You close deals. We handle everything else.

1,700+
Network Brokers
$325M+
Capital Deployed
25,145
Loans Funded
10–15
Offers Per Deal
Free to join — no credit card
Live in 24 hours
Dedicated account manager
Available 24/7/365
1,700+
Network Brokers
ISO agents & funding professionals
$325M+
Capital Deployed
Across all three market lines
98+
Programs & Products
Documented in our program library
50–70%
LA Syndicates Every Deal
We put skin in the game on every advance
What We Do

Three markets. One submission.

Business funding, commercial real estate, and residential mortgage — all routed through one platform. Submit to submit@lendersaccess.com and let us handle the rest.

Our Core Business
Business Funding

Working Capital & Commercial Lending

Submit one application and reach 20+ of the largest direct lenders simultaneously. Our processing department stacks your file, filters it to the right lenders, and manages offers back to you in real time. Files submitted in the morning can receive offers within 1 hour.

MCA / CC Split ACH / Bank-Only SBA 7(a) SBA 504 Equipment Invoice Factoring Revenue-Based LOC Starter Programs Sub-FICO
Explore business funding →
Commercial Real Estate

CRE Financing Across Every Asset Class

Bridge loans, DSCR, construction, multifamily, hard money — our CRE network covers every asset class from acquisition through refi, coast to coast. Direct lender relationships mean faster decisions and better terms than cold-calling HMLs.

Bridge Loans DSCR Multifamily Construction Hard Money NNN Retail Office / Industrial Mixed-Use
Explore CRE programs →
Residential Mortgage

Licensed Residential Mortgage Solutions

Sciascia Enterprises DBA Lenders Access holds a residential mortgage license — so you can capture every referral, not just the commercial ones. Conventional, FHA, DSCR rentals, non-QM, and more. Diversify your book without adding infrastructure.

Conventional FHA / VA DSCR Rental Non-QM Jumbo Fix & Flip Bank Statement
Explore mortgage programs →
The Process

Submit → Fund. That's the product.

From the moment you submit to the moment your commission hits — every step in between is owned by Lenders Access.

Submit
Email your completed application, 3 months most recent bank statements, and merchant processing statements to submit@lendersaccess.com. Files stacked correctly with all pre-qualification docs go straight to the front of the queue.
Process
Our processing department intakes the documents, pulls a single soft credit inquiry, converts docs into the appropriate format, and compiles one complete submission package. Human eyes on every file before it touches a lender.
Route
The package is weighed against each lender's underwriting guidelines and filtered by specific criteria. If the business doesn't fit a lender's box, it's not submitted there. The file may go to 5 lenders or 20 — optimized for the best outcome.
Offers
Lenders review and issue offers or declines. Each submitted file typically receives 10–15 different offer options. Your assigned account manager reports these offers back to you in real time. Files submitted in the morning can receive first offers within 1 hour.
Fund & Commission
Once an offer is selected, contracts are issued, the advance is deposited into the merchant account, and your commission is paid directly from the lender. Lenders Access makes money through syndication returns — not by touching your commission.
Step 1 of 5 — Submit

One email. Every lender.

Forward your complete package to submit@lendersaccess.com. Files with all pre-qual stips go straight to the front of the queue. No lender-specific formats, no portal logins — one submission starts the entire process.

1
Email submission triggers the entire lender routing process automatically
The Lenders Access Advantage — Syndication

We put skin in the game on every deal.

Lenders Access funds 50–70% of every advance originated in our network. Because we assume half the financial risk alongside the lender, brokers in our network get outcomes no one else can deliver: higher advance amounts, more generous commissions, more flexible underwriting, and more effective offer negotiation. This is the structural advantage you can't get anywhere else.

50–70%
of every advance we fund — we put real capital in every deal
10–15
offer options per submitted file on average
<1hr
first offers can arrive when submitted in the morning
$0
cost to brokers — we earn through syndication, not your commission
Why It Matters

Before Lenders Access vs. after.

Every hour spent hunting lenders is an hour not closing deals. Here's exactly what changes the day you join.

Without Lenders Access

The Manual Grind

  • 7+ separate lender portals, different logins and package formats for each
  • Re-entering the same merchant data for every single lender
  • One soft pull per lender — damaging the merchant's credit with each submission
  • No CRE network — cold-calling hard money lenders with no relationships
  • Residential mortgage referrals walking out the door — no license
  • 12+ calls chasing lender responses per deal with no central contact
  • 2–5 day response times waiting on individual lenders one at a time
  • Commission leakage — wrong lenders, wrong programs, missed deals
  • Lenders can circumvent you and go directly to your merchant
14+ hrs/week
burned on back-office work that generates zero commission for you
With Lenders Access

One Submission. Everything Handled.

  • One email to submit@lendersaccess.com — all markets, all lenders
  • One soft credit inquiry reported to all bidding lenders simultaneously
  • File filtered to the right lenders — if it doesn't fit their box, it's not sent
  • Full CRE network: bridge, DSCR, construction, multifamily, hard money
  • Licensed residential mortgage — capture every referral you generate
  • 10–15 offer options per file, reported to you in real time
  • First offers can arrive within 1 hour of morning submission
  • Air-tight lender agreements prohibit circumvention — your client stays yours
  • LA syndicates 50–70% of every advance — your commission is never touched
50% more origination time
Lenders Access brokers spend 50% more time closing than brokers who manage markets manually
Free to Join. Live in 24 Hours.
Stop hunting lenders. Start closing deals.
Call us at (888) 325-AXIS or email submit@lendersaccess.com
Join the Network → Call (888) 325-2947
Why Lenders Access

Built by brokers who got tired of leaving money on the table.

"Lenders Access is the only full-service aggregator in the Working Capital and Bank Deposit Factoring space. We are dedicated to being there for your brokerage when you need us. Please do not hesitate to call us 24/7/365."

— Lenders Access Submission Guide

Join the Network → See the process
Dedicated Account Manager — 24/7/365
A real person by phone, available around the clock. Not a portal, not a ticket system — a dedicated account manager who knows your pipeline and your deals.
One Soft Pull. All Bidding Lenders.
Unlike submitting individually, Lenders Access runs a single soft credit inquiry shared across every lender in the process. No damage to your merchant's credit, no redundant pulls.
Air-Tight Circumvention Protection
Merchant identification is fully redacted from submissions until an offer is selected. LA agreements prohibit any lender from contacting or renewing with your merchant without your consent. Your book is protected.
Commission Paid Directly from Lender to Broker
All commissions are passed directly from the lender to you. Lenders Access remains a free marketplace for brokers — solvent through syndication returns, not broker fees.
Program Overview

A market for every deal you bring in.

98+ documented programs across business funding, CRE, and residential mortgage. Starter programs, sub-FICO, seasonal, home-based, e-commerce, franchise — if your merchant needs capital, we have a program for it.

Program Type Market Deal Range Typical Terms Speed to Offer
CC Split / MCA Business $5K – $500K 3–18 months As fast as 1 hour
ACH / Bank-Only Advance Business $5K – $500K 3–18 months 24–48 hours
SBA 7(a) Loan Business $50K – $5M 5–25 years 30–90 days
Equipment Financing Business $10K – $2M 12–84 months 2–5 days
Invoice / Traditional Factoring Business $25K – $5M Revolving 3–7 days
Starter / Start-Up Programs Business $5K – $50K 3–12 months 24–72 hours
CRE Bridge Loan CRE $500K – $30M 6–36 months 7–21 days
DSCR Rental / Investment CRE $75K – $5M 30yr fixed / ARM 21–45 days
Multifamily / Mixed-Use CRE $1M – $50M+ 5–30 years 30–60 days
Construction Loan CRE $500K – $20M 12–24 months 30–45 days
Conventional Purchase / Refi Residential $150K – $3M 15–30yr fixed 21–45 days
Non-QM / Bank Statement Residential $150K – $3M 30yr / ARM 21–30 days
Fix & Flip Residential $75K – $2M 6–18 months 7–14 days
View all 98+ programs in full →
What Brokers Say

From the brokers who use it daily.

1,700+ brokers. 25,145 loans funded. Here's what they say.

"I was manually working 9 lenders. Joined LA and went from 8 to 22 funded deals in 90 days. One email to submit@lendersaccess.com and my AM handles everything from there."
Marcus R.
ISO Broker · Dallas, TX
175% increase in funded deals
"The CRE network changed my business entirely. Two bridge loans in my first month that I had zero market for before. My AM found the lenders, handled every doc request, and kept me posted. I just showed up to close."
Tanya W.
CRE Broker · Phoenix, AZ
$2.4M funded in first 30 days
"Came from mortgage and had no idea how to navigate MCA. Lenders Access gave me a full operation on day one — residential, commercial, business. Now I can help every client who walks through the door."
Jessica L.
Mortgage & Funding Agent · Miami, FL
All 3 markets covered from day one
Common Questions

Everything you need to know.

Straight answers before you join. Call (888) 325-AXIS if you want to talk through it.

Lenders Access is a free marketplace for brokers and lenders. There are no setup fees, no subscription costs, and no minimum submission requirements. We remain solvent through the returns on the capital we syndicate into advances — never by charging brokers.
Submit your completed application and supporting documents through the Lenders Access platform or with your dedicated account manager. Files stacked correctly with all pre-qualification docs go straight to the front of the queue for processing.
Files submitted in the morning can receive first offers within 1 hour. Typically, 24 hours pass before all offers have been received from the various lenders. Each submitted file typically receives 10–15 different offer options across multiple lenders simultaneously.
No. When submitting through Lenders Access, only one soft credit inquiry is run and reported to all bidding lenders. Personal credit is also a relatively small factor — the details of the business and its overall strength are what lenders weigh most heavily.
All commissions are passed directly from the lender to you. Merchant identification is fully redacted from submissions until an offer is chosen and contracts requested. LA's air-tight lender agreements prohibit any lender from renewing or contacting your merchant without your prior consent.
Lenders Access funds 50–70% of every advance originated in our network. Because we assume half the financial risk alongside the lender, brokers get higher advance amounts, more generous commissions, more flexible underwriting, and more effective offer negotiation — advantages not available through any standalone submission channel.
Not at all. Many brokers specialize in one market and use Lenders Access to refer or cross-sell into others. Your account manager has deep expertise across all three lines and will guide you through any market you're less familiar with — available 24/7/365.
Sciascia Enterprises LLC, DBA Lenders Access, holds a residential mortgage license which enables brokers in our network to place residential deals under our umbrella. Your account manager will walk you through exactly how this works in your state.
Get Started Today

Start getting funded in 24 hours.

Free membership. No subscription. No minimum deal volume. Your dedicated account manager reaches out within one business day to get you live, onboarded, and submitting deals.

  • Free to join — no credit card required
    No fees, no subscription, no commitment to get started.
  • Dedicated account manager from day one
    Available 24/7/365 by phone, email, and fax. Not a portal.
  • All three markets live immediately
    Business funding, CRE, and residential mortgage from your first login.
  • LA syndicates 50–70% of every advance
    We have skin in the game — higher amounts, better terms, protected commissions.
Reach us directly
(888) 325-AXIS (2947) submit@lendersaccess.com