These terms govern your use of lendersaccess.com and the Lenders Access platform (together, the "Service").
The Service is operated by Lenders Access LLC, a California limited liability company with its registered address at 41176 Guava Street, Unit A, Murrieta, CA 92562. "We", "us" and "our" refer to that company.
By using the Service you agree to these terms. If you do not agree, do not use it.
Lenders Access is a commercial finance brokerage. We help businesses prepare and place funding requests with third-party lenders.
We are not a lender. We do not make credit decisions and we do not fund transactions. Every funding decision, and every term offered, is made by the lender, on its own criteria.
We do not give financial, legal, tax, or investment advice. Nothing on the Service is a recommendation that any particular financing is suitable for you. You should take your own professional advice before entering into any funding agreement.
We do not guarantee an outcome. Submitting an application does not mean you will receive an offer, and nothing here is a commitment to fund.
You must be at least 18 and authorised to act for the business you are applying on behalf of. Business use only — the Service is not for personal or household borrowing.
Some parts of the Service require an account. You are responsible for keeping your credentials confidential and for what happens under your account. Tell us immediately if you believe it has been compromised.
We may suspend or close an account that breaches these terms.
You agree that everything you submit is true, accurate, and complete, and that you have the authority to submit it — including any information about other owners or guarantors.
You authorise us to pass your application and supporting documents to lenders and funding sources we consider appropriate, and to communicate with them about it on your behalf.
Knowingly submitting false information to obtain financing may be a criminal offence, and we may report it.
If you use the Service as a brokerage, brokerage agent, or Super ISO, your commercial relationship with us — including commissions — is governed by the separate written agreement between us. If that agreement conflicts with these terms, that agreement governs.
We do not charge for access to the Service itself.
We are compensated in two ways: commission paid to us by the lender that funds a transaction, and — on some transactions — a fee payable by the business receiving the funding. Any fee you owe us will be set out in a written agreement you sign before it applies. We will not charge you a fee you have not agreed to in writing.
Once we pass your information to a lender, that lender handles it under its own terms and privacy policy. We are not responsible for a lender's conduct, decisions, or the terms it offers, and we do not endorse any particular lender.
The Service, and everything in it other than your own content, belongs to us or our licensors. You may not copy, resell, reverse-engineer, or build a competing service from it, and you may not access it by automated means without our written consent.
You keep ownership of what you submit. You grant us a licence to use, store, copy, and transmit it as needed to provide the Service — including sending it to lenders.
We aim to keep the Service running but do not promise it will be uninterrupted or error-free. We may change, suspend, or discontinue any part of it.
The Service is provided "as is" and "as available", without warranties of any kind to the fullest extent the law allows.
To the fullest extent permitted by law, we are not liable for indirect, incidental, special, consequential, or punitive damages, or for lost profits, lost business, or lost data, arising out of or relating to the Service — even if we have been advised that such damages are possible.
To the fullest extent permitted by law, our total liability for all claims relating to the Service will not exceed the greater of (a) the amount you paid us in the twelve months before the claim arose, or (b) one hundred US dollars.
Nothing in these terms excludes or limits liability that cannot lawfully be excluded or limited, including liability for fraud or fraudulent misrepresentation.
You agree to indemnify us against claims arising from your breach of these terms or from information you submitted that was untrue.
These terms are governed by the laws of the State of California, without regard to its conflict-of-laws rules. Any dispute arising out of or relating to these terms or the Service will be brought in the state or federal courts located in California, and you and we each consent to the jurisdiction of those courts.
We may update these terms. The date at the top shows when they last changed, and continuing to use the Service after a change means you accept it.
Lenders Access LLC
41176 Guava Street, Unit A
Murrieta, CA 92562
Email: lenders@lendersaccess.com
Telephone: (888) 325-AXIS (2947)